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Mortgage Rookies

Up to 100% financing for first time home owners!

Significantly reduced interest rates
Allowances with attorneys and valuators
Reduced fees
Affordable monthly payments
Longer time to repay your loan
Financing for upfront expenses and furnishings
Get even more discounts with our YES reward program
Special conditions and normal lending criteria apply

Equity Mortgage

Get the most out of your mortgage!

Up to 90% financing on equity mortgages
Leverage the equity in your home to consolidate debt, finance land, an investment, a vehicle, education or pay for major expenses
Affordable monthly payments
No proof of purpose required*
Get even more discounts with our YES reward program
Special conditions and normal lending criteria apply

Merrier Switch Mortgage

Make a Merrier Switch!

If you have a mortgage elsewhere, switch to First Citizens and bring home super savings!
Get a Cash Back to pay “Switching fees”
Extra low rates
Allowances with attorneys and valuators
Reduced fees
Affordable monthly payments
Get even more discounts with our YES reward program
Special conditions and normal lending criteria apply

Merrier BESS Mortgage Savings Plan

Make home ownership even more affordable this Christmas!

Choose your own Merrier BESS Mortgage Savings Plan to:
Pay off our mortgage faster with a lump sum payment!
Enjoy a Mortgage Holiday – use your savings to prepay your mortgage and “take a break” from paying your mortgage for up to 12 months!
Spruce up, upgrade or improve your home

Click here to see our Application Requirements

Call, come in or apply online today!

*Special conditions and normal lending criteria apply.

#SignUpToday #MakeItMerrier #MoretheMerrierLoans