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Applicants must be buying a residential property for the first time 
*special conditions and normal lending criteria apply 

My First Home

Up to 100% financing for first time homeowners

EXTRA low rates for our Anniversary
Pay reduced closing costs
Get discounts with YES Rewards
Even more time to repay
Get financing for upfront expenses and furnishing

Homeowners Loan

Use the equity in your home to pay for land, a new vehicle, home improvements, higher education, medical expenses and more

Get Up to $500,000*, NO hassle
EXTRA Low rates
Even more time to repay

*special conditions and normal lending criteria apply 

*special conditions and normal lending criteria apply 

Loyal Lifetimer Mortgage

For our loyal residential mortgage customers 50 and over

Get Up to $210,000, NO hassle
EXTRA low rates for our Anniversary
Reduced fees
Even more time to repay

Make a Merry Mortgage Switch

Bring your mortgage to us and get cash back up to $10,000 and additional funds. Plus, EXTRA low rates for our Anniversary

*special conditions and normal lending criteria apply 

Merry BESS Mortgage Savings Plan

Upgrade your Mortgage with our savings plan to:

Give your home a makeover
Pay off your mortgage faster with a lump sum payment
Take a mortgage holiday –
Use your savings and pay no mortgage instalments for up to 12 months

*special conditions and normal lending criteria apply 

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Application Requirements

*Special conditions and normal lending criteria apply

Job letter no more than 3 months old

2 forms of valid identification

Proof of address no more than 3 months old

Salary slip no more than 1 month old

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